Mobiloanscore (Async)

Get Mobiloanscore (Async)

POST {{BASE_URL}}/api/v1/mobiloanscore

This endpoint allows you to get a customer's mobiloanscore asynchronously.

Headers

Name	Type	Description
Authentication*	String	Authentication token

Request Body

Name	Type	Description
first_name*	String	users first name
last_name*	String	users last name
national_id*	String	users national id
callback_url*	String	Callback url to send mobiloan response to

200 Request successfully received.

{
   "status":202,
   "message":"Mobiloan score fetch Process initiated",
   "data":{
      "reference_id":"c6966641-e519-44b6-9e98-eb2b3be0db76"
   }
}

JSON Payload

{
   "first_name":"Anthony",
   "last_name":"Mathenge",
   "national_id":"21626048",
   "callback_url":"https://webhook.site/0f81808a",
   "cache_age":0
}

{
   "status":200,
   "message":"Mobiloan score data successfully fetched",
   "reference_id":"c6966641-e519-44b6-9e98-eb2b3be0db76",
   "data":{
      "summary":{
         "pa_open_mobi_loan_accounts":0,
         "npa_closed_accounts":0,
         "pa_open_accounts_with_dh":0,
         "pa_closed_mobi_loan_accounts_with_dh":0,
         "npa_open_accounts":3,
         "pa_closed_accounts":7,
         "pa_accounts_with_dh":0,
         "npa_open_mobi_loan_accounts":3,
         "last_mobi_loan_listing_date_my_sector":"23-11-2017",
         "pa_accounts":7,
         "pa_closed_mobi_loan_accounts":7,
         "last_mobi_loan_principal_amount":4400,
         "mobi_loan_accounts":10,
         "credit_history":54,
         "min_mobi_loan_principal_amount":4400,
         "avg_mobi_loan_principal_amount":4600,
         "last_mobi_loan_listing_date_other_sectors":null,
         "max_mobi_loan_principal_amount":5000,
         "npa_closed_mobi_loan_accounts":0,
         "pa_open_accounts":0,
         "npa_accounts":3,
         "pa_open_mobi_loan_accounts_with_dh":0,
         "pa_closed_accounts_with_dh":0
      },
      "phone_numbers":[
         {
            "phone_type":"MOBILE",
            "phone_number":"254707888888"
         }
      ],
      "personal_profile":{
         "national_id":"21626048",
         "full_name":"MATHENGE ANTHONY KAMAU",
         "gender":"M",
         "surname":"MATHENGE",
         "date_of_birth":"01-02-1984",
         "other_names":"ANTHONY KAMAU"
      },
      "score_output":{
         "reason_code_aarc1":"Average credit limit of accounts are relatively low",
         "reason_code_aarc2":"Low number of payments recently",
         "reason_code_aarc3":"Satisfactory accounts are relatively old",
         "reason_code_aarc4":"Recent delinquency on accounts",
         "probability":"45.56",
         "grade":"GG",
         "mobi_loans_score":"412"
      }
   }
}