Scoring Results
Get the credit scoring results of an uploaded Mpesa statement statement
Get Statement Scores
GET
{{BASE_URL}}/api/v1/statement/bank/score?reference_id=:reference_id
This endpoint allows you to get the credit scoring results of an mpesa statement
Query Parameters
Headers
{
"status": 200,
"message": "Customer Score result fetched successfully",
"data": {
"national_id": "546444747",
"score_data": {
"national_id": "546444747",
"first_transaction_date": "1970-01-01",
"last_transaction_date": "1970-01-01",
"bank_statement_days": "1",
"bank_inactive_days": "19530",
"bank_total_days": "1",
"max_debit": "54323426.0",
"mean_debit": "41461.216660935934",
"debit_std": "1074036.1405303841",
"debit_zscore": "0.03860318577404799",
"total_debit": "988767094.9300001",
"max_credit": "150000.0",
"mean_credit": "722.1127956222743",
"credit_std": "6099.837738852835",
"credit_zscore": "0.11838229581465529",
"total_credit": "17220945.95",
"n_debit": "274",
"n_credit": "172",
"n_transactions": "446",
"n_ratio": "1.5930232558139534",
"avg_balance": "6536.168542435424",
"balance_std": "22572.88905983832",
"z_balance": "0.28955835139705594",
"min_balance": "0.0",
"max_balance": "204044.97",
"debit_credit_ratio": "57.42",
"z_received": "0.03860237640658617",
"average_monthly_received": "988767095.0",
"unemployment": "6.6",
"inflation": "9.2",
"fx": "129.8",
"gas": "1.4",
"food_inflation": "13.3",
"bank_rate": "8.75",
"Total": "0.660370272871831",
"new_repeat": "new",
"name": "ANTHONY MATHENGE",
"gender": "Male",
"location": "Nairobi",
"dob": "1996-07-30",
"age": "26",
"score": "282.9648303963427",
"average_score": "282.9648303963427",
"default_probability": "0.546350388743985",
"score_cat": "Fair",
"prev_sme": "no",
"fundable_status": "non_fundable",
"min_limit": "0",
"max_limit": "0",
"limit": "0"
},
"created_at": "2023-06-21T11:10:13+00:00"
}
}
{
"status": 400,
"message": "Statment Not Found"
}
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